最受欢迎的 固定利率抵押贷款 概述 感兴趣 rate and payments remain the same for the life of the loan Available in terms of 5, 7, 10, 15, 20, and 30 years 首付款低至购买价格的5% -包括首次购房者 认为利率 一个好的选择,如果: You want predictable monthly payments that will not change You plan to stay in your home for several years 权衡:利率通常高于可调利率抵押贷款 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 固定利率抵押贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 6.875% 6.916% 0.000 $1,970.79 360 20年的固定 6.500% 6.552% 0.000 $2,236.72 240 15年固定 6.500% 6.566% 0.000 $2,613.32 180 查看所有费率 再融资利率 30年期固定 7.125% 7.166% -0.125 $2,021.16 360 20年的固定 7.000% 7.053% -0.125 $2,325.90 240 15年固定 7.000% 7.067% -0.125 $2,696.48 180 查看所有费率 固定利率 effective as of May 9, 2024.请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为75%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电查询其他按揭产品的利率资料.
Adjustable 率 抵押贷款 (ARM) 概述 利率和付款在一段时间内是固定的,然后再调整 3/6月供货, 5/6, 7/6 ARM terms with 30-year amortization terms, 还有5/5 30年, 5/5 15年期限 一些选项提供高达90%的融资,没有私人抵押贷款保险(PMI) 低费用和成交费用 认为利率 一个好的选择,如果: You want lower payments at the start of the loan You are planning to own your home for a short period of time Possibility of lower rates in the future Trade-off: After the set rate period is over, the interest rate can increase depending on market conditions 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 Adjustable 率 抵押贷款 (ARM) 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 购买利率 5/5臂30年 7.500% 7.173% 0.000 个月1-60 $2,097.64 个月61 - 360 $2,395.00 7/6臂30年 7.875% 8.145% 0.000 个月1 - 84 $2,175.21 个月85 - 360 $2,512.00 5/6 ARM 30年 7.875% 8.206% 0.000 个月1-60 $2,175.21 个月61 - 360 $2,532.00 查看所有费率 再融资利率 5/5臂30年 8.000% 7.383% 0.000 个月1-60 $2,201.29 个月61 - 360 $2,395.00 7/6臂30年 8.375% 8.420% 0.000 个月1 - 84 $2,280.22 个月85 - 360 $2,512.00 5/6 ARM 30年 8.375% 8.420% 0.000 个月1-60 $2,280.22 个月61 - 360 $2,532.00 查看所有费率 可调利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为75%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电了解ARM产品的价格信息,并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款,前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,利率可以根据5年期国债的平均收益率每年增加或减少, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款,前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。. The 3/6 ARM product listed above 是一种30年期贷款,前3年的初始利率是固定的(36次付款)。. After the initial three-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial three-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,因此付款37-360的估计月供是基于当前指数加上保证金(完全指数率)。. The 5/6 ARM product listed above 是一种30年期贷款,前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial five-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。.
首次购房者计划 概述 No Private 抵押贷款 保险 (PMI) required Down payments as low as 5% of purchase price Single-family loans up to $450,000 Fixed- and Adjustable-率 options 认为利率 一个好的选择,如果: You do not have a substantial down payment saved You want to avoid the extra cost of PMI 在整个抵押贷款过程中,你会从额外的帮助和建议中受益 权衡:利率可能略高于传统的固定利率和可调利率选项 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 7.625% 7.663% 0.000 $2,353.41 360 20年的固定 7.250% 7.299% 0.000 $2,628.00 240 15年固定 7.250% 7.310% 0.000 $3,035.27 180 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5臂30 7.750% 7.273% 0.000 个月1-60 $2,382.07 个月61 - 360 $2,547.00 7/6臂30 8.125% 8.277% 0.000 个月1 - 84 $2,468.80 个月85 - 360 $2,534.00 First Time 首页buyer 利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为95%的借款人,并且是基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on purchase price of $350,000, FICO® score of 780 or greater, 首付款5%或以上, 贷款金额为332美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电查询其他按揭产品的利率资料. 可调利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为95%的借款人,并且是基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $350,000, FICO® score of 780 or greater, 首付款5%或以上, 贷款金额为332美元,500; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电了解ARM产品的价格信息,并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款,前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,利率可以根据5年期国债的平均收益率每年增加或减少, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款,前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。.
为按揭贷款再融资 概述 Pay off your existing mortgage and replace it with a new one, usually to secure a better interest rate or term Refinance to fixed-rate mortgages or adjustable-rate loans 低费用和成交费用 认为利率 一个好的选择,如果: 你想通过减少每月的按揭付款来节省一些预算 You want to shorten the term of your mortgage Trade-off: The lowest rates usually carry some fees and 关闭成本 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 固定利率 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 7.125% 7.166% -0.125 $2,021.16 360 20年的固定 7.000% 7.053% -0.125 $2,325.90 240 15年固定 7.000% 7.067% -0.125 $2,696.48 180 查看所有费率 可调利率 感兴趣 率 4月 点 最初的月度 付款 最大的月度 付款 5/5臂30年 8.000% 7.383% 0.000 个月1-60 $2,201.29 个月61 - 360 $2,395.00 7/6臂30年 8.375% 8.420% 0.000 个月1 - 84 $2,280.22 个月85 - 360 $2,512.00 5/6 ARM 30年 8.375% 8.420% 0.000 个月1-60 $2,280.22 个月61 - 360 $2,532.00 查看所有费率 固定利率 effective as of May 9, 2024.请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为75%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电查询其他按揭产品的利率资料. 可调利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为75%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on a purchase price of $400,000, FICO® score of 780 or greater, 25%首付款, 贷款金额为300美元,000; they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. 请致电了解ARM产品的价格信息,并注明其他条款. The 5/5 ARM product listed above 是一种30年期贷款,前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial five-year period, 你的利率可以每5年增加或减少一次,直到第15年,利率可以根据5年期国债的平均收益率每年增加或减少, 加上边际(2.25%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 7/6 ARM product listed above 是一种30年期贷款,前7年的初始利率是固定的(84次付款). After the initial seven-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial seven-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款85-360是基于当前的指数加上保证金(完全指数率)。. The 5/6 ARM product listed above 是一种30年期贷款,前5年的初始利率是固定的(60次付款)。. After the initial five-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial five-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. 以美元计价的30天SOFR存款收益率加上我们的保证金.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,所以估计每月付款61-360是基于当前的指数加上保证金(完全指数率)。. The 3/6 ARM product listed above 是一种30年期贷款,前3年的初始利率是固定的(36次付款)。. After the initial three-year period, it is possible that the interest rate, 4月, 在剩余的贷款期限内,还款额可能会大幅增加. After the initial three-year period, 您的利率每六个月可根据银行间一年期美国存款利率的平均水平增减.S. dollar-denominated deposits in the 30 Day SOFR yield plus our margin (3.00%) rounded to the nearest 0.125%. Any change may significantly impact your monthly payment. 未来的指数是未知的,因此付款37-360的估计月供是基于当前指数加上保证金(完全指数率)。.
大型抵押贷款 概述 当抵押贷款的金额超过房利美和房地美设定的贷款服务限额时的贷款 提供多种贷款条件,包括固定利率和可调利率贷款 Covers purchase and refinance amounts up to $1 million 不需要PMI 一个好的选择,如果: 你想避免借两笔或更多的贷款来购买房屋 权衡:利率可能略高于传统的住房贷款和信贷要求是严格的 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较
Single-Close Construction Loan 概述 低至10%的首付款 类似于标准的购买或再融资,但它涉及确定未来价值. 在施工期间, 你每月根据给建筑商的资金支付利息 After the one-year construction term, the loan switches to permanent financing with the same interest rate 12个月的建设期限,90%的贷款价值比(LTV)高达750,000美元,85%的LTV高达1,000,000美元 一个好的选择,如果: You like one-stop shopping and want one closing You want to pay interest only during construction Lot equity may be credited toward your down payment Indiana and Owner-Occupancy only 无需PMI 阅读更多 得到预先批准 马上申请 或打电话 1-800-561-9433 比较
土地贷款 概述 Finance unimproved land for building your primary residence Finance up to 80% of the lot value up to $250,000 maximum 最长期限1年 一个好的选择,如果: You are building a new home and need to finance the land it will be on Trade-off: Requires 20% or higher down payment 阅读更多 申请电话1-800-561-9433 比较
FHA贷款 概述 政府支持的贷款 固定利率贷款 认为利率 一个好的选择,如果: 如果你的信用不够完美,没有足够的钱支付5-20%的标准首付款 Trade-off: 利率 are generally slightly higher than conventional loans 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 FHA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 6.500% 7.262% -0.125 $2,439.78 360 15年固定 6.750% 7.492% 0.000 $3,415.75 180 再融资利率 30年期固定 6.500% 7.262% -0.125 $2,439.78 360 15年固定 6.750% 7.492% 0.000 $3,415.75 180 FHA 抵押贷款 利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(apr)适用于信用评分为780或更高和96的借款人.5%的贷款价值比(LTV),并以印第安纳州财产担保的贷款为基础. 根据您的信用评分,实际利率和年利率可能会有所不同, 贷款与估值比率, 还有其他因素, and may be higher than those displayed here. 利率, 关闭成本, and points may vary by property location, 贷款类型, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 举例:购买价格为400,000美元,FICO®分数为780或更高,以及3.首付款5%或以上, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. FHA 抵押贷款 利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(apr)适用于信用评分为780或更高和96的借款人.5%的贷款价值比(LTV),并以印第安纳州财产担保的贷款为基础. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 例如,每月付款基于财产价值为400,000美元,FICO®评分为780或更高,以及3.5%或以上股本, 贷款金额为386美元,000; FHA mortgage insurance premium is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
VA贷款 概述 由美国担保的抵押贷款.S. Department of Veterans Affairs (VA) 适用于美国退伍军人,现役军人,预备役人员和幸存的配偶 No down payment or PMI required 认为利率 一个好的选择,如果: You are serving or have served in the U.S. military and want to take advantage of a mortgage with no down payment 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 VA贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 购买利率 30年期固定 6.500% 6.725% 0.000 $2,528.27 360 15年固定 6.125% 6.780% 1.750 $3,402.50 180 再融资利率 30年期固定 6.500% 6.727% 0.000 $2,275.44 360 15年固定 6.750% 7.147% 0.125 $3,185.67 180 VA 抵押贷款 利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为100%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买价格和基本贷款金额$400的月付款,000, FICO® score of 780 or greater, and 0% or more down payment; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制. VA 抵押贷款 利率 effective as of May 9, 2024. 请注意,这里显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为90%的借款人,并且是基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, LTV比率和其他因素, and may be higher than those displayed here. 利率, 关闭成本 and points may vary by property location, 贷款类型 and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. Example 每月 支付 based on property value of $400,000, FICO® score of 780 or greater, 10%或更多的股权, 基本贷款额是360美元,000; VA funding fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.
美国农业部的贷款 概述 抵押贷款 offered to rural property owners by the U.S. 农业部 不需要首付——你可以提供高达房产价值100%的资金 认为利率 一个好的选择,如果: You are purchasing a property in a rural area (as defined by the USDA) You meet the income restrictions for your County 阅读更多 马上申请 或打电话 1-800-561-9433 Continue Existing Application 比较 美国农业部的贷款 感兴趣 率 4月 点 每月 付款 贷款期限 (个月) 30年期固定 6.500% 6.982% -0.250 $2,528.27 360 USDA 抵押贷款 利率 effective as of May 9, 2024. 请注意,此处显示的利率和年利率(4月s)适用于信用评分为780或更高,贷款价值比(LTV)为100%的借款人,并且基于印第安纳州财产担保的贷款. 根据您的信用评分,实际利率和年利率可能会有所不同, 贷款与估值比率, 还有其他因素, and may be higher than those displayed here. 利率, 关闭成本, and points may vary by property location, 贷款类型, and borrower credit and income characteristics. ALL FINANCING SUBJECT TO CREDIT APPROVAL. 基于购买价格和基本贷款金额$400的月付款,000, FICO® score of 780 or greater, and 0% or more down payment; USDA guarantee fee is excluded, and they do not include amounts for taxes and insurance premiums, 如果适用的话, and the actual payment obligation may be higher. 利率 are subject to change without notice. 可能会有一些限制.