High Interest Checking | Basic Checking | Student Edge Checking | |
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Open an Account | Open an Account | Open an Account | |
Key Benefits |
New accountholders enjoy 5.00% APY for 12 months on balances up to $20,0001 Eligible to earn dividends with only 15 qualifying transactions per statement cycle Multiple overdraft protection options First 40 checks FREE |
No minimum balance requirements Multiple overdraft protection options First 40 checks FREE |
For students ages 15 to 24 No minimum balance requirements No overdraft fees |
A Good Option If You |
Want the flexibility of a traditional checking account while you earn dividends Typically maintain a high daily balance |
Use direct deposit, are 50 or older, or under age 25 — no monthly fee! You don't want to have to maintain a minimum balance |
Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees Want to teach your child how to manage their money |
Annual Percentage Yield (APY) |
5.00% APY on balances up to $20,000 for new accountholders during their 12 months1 |
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Unlimited Transactions | |||
No Minimum Balance | |||
Monthly Maintenance Service Charge |
$0 when enrolled in estatements! Otherwise, $5 per month |
$0 if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25 Otherwise, $5 per month |
$0 |
No Overdraft Fees | — | — | |
First 40 Checks Free | |||
Open an Account | Open an Account | Open an Account |
We are happy to help! Call 1-800-621-2105 or start a live chat (Mon-Fri, 9 am–4:30 pm Eastern).